Fast Business Funding

"Tax season demands temporary staff and upgraded software every year. A-TIER ADVANCE provides a seasonal line of credit we have used three years running. The process gets smoother each time and their team genuinely understands professional services firms."

"My first restaurant did so well that landlords in two other neighborhoods approached me. A-TIER ADVANCE funded both expansions back to back with term loans tailored to restaurant cash flow. All three locations are profitable and we just won Best New Restaurant."

"We were growing fast but our business credit did not reflect it. A-TIER ADVANCE enhanced all three bureau scores by over 55 points each within the span of just 4 weeks. The immediate result was a $600,000 equipment financing approval at a rate 40% lower than what we were quoted before the program. My credit specialist knew exactly which tradelines to place and in what order. The strategy behind this program is incredible."

"Expanding from 20 beds to 50 beds was a massive undertaking. A-TIER ADVANCE coordinated SBA financing for the construction and a separate line of credit for operations during the build. Every bed was filled within 60 days of opening the new wing."

"Becoming a certified collision center for two luxury brands required $180,000 in specialized tools and facility upgrades. A-TIER ADVANCE structured equipment financing with payments that matched our revenue growth. We are now the top-rated body shop in the county."

"Going from residential to commercial cleaning meant new equipment, insurance, bonding, and more employees. A-TIER ADVANCE funded everything with a single $95,000 package. We now clean three office buildings and a hospital wing. Monthly revenue went from $12K to $65K."

"I did not even know business credit existed separately from personal credit until A-TIER ADVANCE explained it. They built my profile from scratch within the span of 6 weeks. My PAYDEX is 78, my Experian Business is in the top tier, and my Equifax jumped 67 points. I qualified for a $200,000 term loan from a bank that had rejected me twice before. The difference was having established business credit. Game changer."

"A major retailer placed a 50,000-unit order but we needed to pay our overseas manufacturer upfront. A-TIER ADVANCE provided $350,000 in purchase order financing within three days. We delivered on time, the retailer reordered, and our brand is now in 200 stores."

"Wedding season requires massive upfront investment in vendors, venues, and decor months before clients pay their final balances. A-TIER ADVANCE's $80,000 line of credit means I never have to turn down a booking. This year we did 45 weddings, up from 28."

"Opening a pediatric speech therapy clinic with a sensory gym required specialized equipment most lenders did not understand. A-TIER ADVANCE took the time to learn our field and structured perfect financing. We are at capacity with a waitlist of 40 families."

"Floor plan financing from our bank dried up with no warning. We had 15 vehicles on order with deposits due. A-TIER ADVANCE stepped in with $400,000 in emergency capital and kept our dealership running. We've since moved all our financing to them permanently."

"I went from one gym to three locations in 18 months, all funded through A-TIER ADVANCE. MCA for the first expansion, a term loan for the second, and equipment financing for the third. They understand my business and always find the right product. Total funding partner."

"Material costs for asphalt and concrete swing wildly. A-TIER ADVANCE gave us a $200,000 revolving credit line so we can buy materials in bulk when prices dip. Our margins improved 18% and we underbid the competition on three major municipal contracts."

"I had three inaccurate judgments on my Experian Business report that I could not get removed on my own. A-TIER ADVANCE's credit team disputed all three and had them removed within the span of 4-6 weeks as part of the program. My Experian score jumped 85 points and my Equifax went up 52 points. I just closed on a commercial office space with an SBA 504 loan. Their credit enhancement program was the single best investment I have made in my business."

"Adding emergency surgery capabilities required $220,000 in specialized equipment. A-TIER ADVANCE found us an SBA loan with the best rate I'd seen anywhere. The application process was smooth, my advisor walked me through every step, and we were funded in three weeks."

"Winning a federal cybersecurity contract meant hiring 15 cleared analysts before the first payment. A-TIER ADVANCE funded $400,000 in working capital with a structure that aligned with our billing milestones. We delivered on time and won the follow-on contract."

"Government contracts pay reliably but slowly. A-TIER ADVANCE structured a working capital solution that bridges 60-day payment cycles. We've hired 12 new technicians and expanded into hazardous waste remediation. Revenue is up 85% year over year."

"Scaling from a taproom to retail distribution required fermenters, a canning line, and a bigger space. A-TIER ADVANCE put together $280,000 in combined financing. We are now in 120 stores across three states and just signed our first national distributor."

"Medicare reimbursement delays almost put us under. A-TIER ADVANCE set up invoice factoring that gets us paid in days instead of 90. We hired eight more nurses, expanded into two new counties, and patient satisfaction scores are at an all-time high."

"A charter fishing fleet runs on maintained boats and reliable engines. A-TIER ADVANCE financed two new 40-foot vessels and complete engine overhauls on three others. Bookings are up 55% and we expanded into sunset dinner cruises that sell out weekly."

"As a two-year-old business with no credit history, every lender treated me like a startup risk. A-TIER ADVANCE's Business Credit Enhancement program established tradelines with eight vendors that report to all three bureaus. My scores went from literally zero to the mid-70s across the board within the span of 5 weeks. I then qualified for a $120,000 business line of credit with no personal guarantee. That was the whole point and they delivered."

"Investing in new billing software and hiring certified coders required $150,000 we did not have on hand. A-TIER ADVANCE funded us with a term loan at a rate that beat two banks. Our error rate dropped 80% and we onboarded 15 new physician clients."

"Renovating a 50-year-old funeral home while staying operational seemed impossible. A-TIER ADVANCE structured the funding in phases so we could renovate wing by wing. The finished facility is beautiful and families have noticed. Arrangements are up 30%."

"Staffing companies pay employees weekly but collect from clients monthly. That gap nearly broke us during a rapid growth phase. A-TIER ADVANCE set up payroll financing that scales with our headcount. We went from placing 80 temps to over 300."

"A CNC machine breakdown threatened a $600,000 defense contract. A-TIER ADVANCE approved emergency equipment financing in 24 hours. The new machine arrived, we met the deadline, and the contract was renewed for three more years. Incredible turnaround speed."

"Building a 15,000 square foot pet boarding and grooming facility required serious capital. A-TIER ADVANCE combined SBA financing with a short-term bridge loan so construction never stalled. We hit full occupancy within three months of opening."

"My personal credit was a 540 and I was stuck in the MCA cycle paying insane rates. A-TIER ADVANCE's credit enhancement team built my business credit across all three bureaus within just 4-6 weeks. Dun & Bradstreet went from nonexistent to a PAYDEX of 80, Equifax Business jumped 68 points, and Experian Business went up 72 points. I just financed four new trucks through a traditional lender at less than half the rate I was paying before. I wish I had done this years ago."

"Adding a second location across town was always the plan but timing seemed impossible. A-TIER ADVANCE fast-tracked a term loan and we were open within 90 days. Both locations are profitable and we are already scouting a third site."

"Independent pharmacies face enormous inventory costs. A-TIER ADVANCE structured a $250,000 line of credit specifically for pharmaceutical inventory purchasing. We now stock specialty medications that the chain pharmacies do not carry, and our customer base has grown 45%."

"Bonding requirements for government projects tie up our capital for months. A-TIER ADVANCE provides working capital that lets us bid on multiple projects simultaneously. We have gone from $1.5M to $4M in annual revenue in just over a year."

"I dreamed of a luxury nail spa but landlords and contractors want deposits upfront. A-TIER ADVANCE funded $85,000 for buildout and equipment. We opened four months ago and are already booked three weeks out. Their team made my dream a reality."

"I kept getting denied for SBA loans because I had no established business credit even though my revenue was strong. A-TIER ADVANCE enrolled me in their Business Credit Enhancement program and within the span of 5 weeks all three bureau scores went up by over 60 points. Shortly after I was approved for a $750,000 SBA 7(a) loan. The program literally paid for itself a hundred times over."

"After a major storm season we had more work than we could handle. A-TIER ADVANCE funded three new crews worth of equipment and two more trucks. We completed 180 roofs that season instead of our usual 60. Best decision I ever made for the business."

"Landing a corporate contract for 500 daily meals meant upgrading our entire commercial kitchen. A-TIER ADVANCE approved $200,000 in equipment financing the same week I applied. The new kitchen handles triple our old volume and profit margins improved 25%."

"Insurance jobs pay well but slowly. A-TIER ADVANCE set up invoice factoring so I get paid within days instead of months. I invested in a new paint booth and downdraft system. Our capacity doubled and we now handle fleet work for three dealerships."

"Hiring senior developers and media buyers requires significant upfront salary commitments before client retainers kick in. A-TIER ADVANCE gave us a $120,000 working capital line that let us scale from 8 employees to 22. Revenue tripled in under a year."

"We won a $2M commercial build but needed $350,000 upfront for materials and permits. Our bank said it would take six weeks. A-TIER ADVANCE had the funds in our account in four business days. The project finished early and under budget."

"Expanding from one daycare to three locations required renovations, licensing, and new staff. A-TIER ADVANCE funded each phase separately so we were never overextended. All three centers are now at full enrollment. They truly understood our growth plan."

"Before the Business Credit Enhancement program I had zero business credit. Banks would not even look at me. A-TIER ADVANCE built my Dun & Bradstreet PAYDEX from nothing to 82 and my Experian Business score jumped 75 points within the span of 4-6 weeks. I just got approved for a $400,000 bank line of credit at a rate I never thought possible. This program changed the trajectory of my entire company."

"Container shipping costs tripled overnight and we needed to prepay suppliers in Asia. A-TIER ADVANCE wired us $500,000 within 72 hours. We secured inventory that competitors could not get and had our best holiday season ever. Absolute lifesaver."

"Insurance reimbursements take 60 to 90 days but rent and staff salaries are due every month. A-TIER ADVANCE structured a revolving line of credit that bridges the gap perfectly. I have not stressed about cash flow in over a year now."

"I needed five more Class 8 trucks to take on a national freight contract. Banks wanted 18 months of financials I did not have as a newer company. A-TIER ADVANCE approved me in two days with equipment financing. That contract now makes up 70% of our revenue."

"Digital X-ray machines, a CEREC unit, and a full office renovation. A-TIER ADVANCE combined equipment financing with an SBA loan to cover everything. Patient volume is up 60% and we are finally competitive with the corporate dental chains."

"Scaling a security company means payroll for guards before the client pays. A-TIER ADVANCE set up recurring working capital that syncs with our billing cycles. We went from 45 guards to 120 in eight months without a single missed payroll."

"A major hotel chain hired us for a 200-room renovation but the material deposits were enormous. A-TIER ADVANCE provided $300,000 in working capital within 48 hours. We delivered the project ahead of schedule and landed two more hotel contracts from the referral."

"Spring is when we make our money but we need to buy equipment and hire crews before a single invoice goes out. A-TIER ADVANCE gave us a $90,000 line of credit that we draw on every March and pay down by August. It changed our whole business model."

"Opening our second location felt impossible until A-TIER ADVANCE structured a term loan that fit our cash flow perfectly. From buildout to grand opening, their team was there every step. We opened on time and on budget. Cannot recommend them enough."

"We needed two new service trucks and equipment to keep up with demand. A-TIER ADVANCE got us $175,000 through equipment financing in under a week. Our response times dropped by half and revenue jumped 40% in the first quarter alone."